In most states of the country, getting car insurance is a legal requirement, if you don´t have an active policy, you can get a penalty fee.
According to the last information from the Comisión Nacional para la Protección y Defensa de los Usuarios de Servicios Financieros (CONDUSEF), most Mexicans don’t acquire a car insurance because they don’t know how it works and it seems to be an expensive service.
How much costs automobile insurance depends on many factors, the good news is today you can customize your own contract to suit your needs and budget.
In this content, we give you advice with, you can get below current prices to contract your policy.
Tips to get a Cheap car Insurance
The first step is to use a comparison tool like Ahorra Seguros, this kind of tool has a lot of discounts and lower prices than contacting the insurance company directly. The next step is:
1.–Shop compare and compare all the time, CONDUSEF recommends taking at least 3 options to know the rates and which is the highest or cheapest option.You can help yourself with Quoter tools like Ahorra Seguros, where you can find over 20 insurers inspected by the Comision Nacional de Seguros y Fianzas (CNSF)
2.-Discount Search: It is very common to find discounts at this time to acquire your policy,
, another form to get price benefits is the payment method, in some cases, you can pay monthly car insurance.
3.-Choose a higher deductible: The deductible is the amount of money a car insurance company deducts from an insurance claims check, if you choose a higher deductible, you may pay less for your insurance, but it is very important that you consider this option Over the medium to long term, you may pay for more damage or theft.
4.-Choose basic policy coverage: In Mexico, there are at least three types of coverage: basic insurance, limited insurance, and comprehensive insurance. In this case, the lowest cost insurance is the basic option, it provides coverage for damage or injury to third parties. If you want to quote this option with one of the most important insurance companies, enter to. https://gnpsegurosdeautos.mx/ or to qualitasseguros.mx.
Factors that determine the Cost of Car Insurance
Some of the many factors that determine your cost of auto insurance include:
-Your age: For insurance companies, it is very important to know how many years you have been aware of your driving experience, The bad news is that if you are a young man or a young woman, is very likely that your policy will be expensive because for the company you have insufficient driving experience and caution when driving your car.
Where you live: If you live in a safe area, you have a better opportunity to get the cheapest policy because the likelihood of facing car theft is lower.
-Vehicle model: This feature can tell the insurance company how many safes is the car, for example, the quality of brakes, airbags, crash tests, theft rate, etc.
How can you see, there are several characteristics that, could you change to get cheap car insurance, the most important is to create a policy that you can pay for without problems.
Best payment methods for getting auto insurance.
Another form of obtaining easy access to a car insurance policy is through means of payment, If your main goal is not to worry about paying a big amount, you may want to consider a credit card.
Whit a credit card you can make monthly payments and are dependent on your card company, you can earn rewards points.
Another advantage of paying with credit cards is that you can purchase your car insurance by phone, mobile app, or online insurance provider’s Quoter.