If you’ve been in an accident, regardless of whose fault it was, there’s going to be a tremendous amount of physical and psychological stress coming your way. You would be going through a lot of pain and suffering, the stress of paying the bills for treatment and repairs. On top of all that, you have to manage the insurance claim.
This might make you wonder: “Is it worthwhile hiring a car or motorcycle accident lawyer?” Having an accident lawyer by your side can benefit you in many ways. However, it’s important to consider the circumstances.
The following is a discussion on the circumstances and ways an accident lawyer can be of help to you.
What Can an Accident Lawyer Do for You?
When you make a claim, insurance companies can and will engage their adjusters against it. They are professionals and can evaluate and negotiate their way out of a claim paying far less than what you deserve.
You might start feeling like they have your best interest in mind from what they say and do. In reality, they will only try to protect their company and their best interests, even if they have to deprive you of the rightful compensation.
If you have an accident lawyer by your side, this helps you in many ways and balances out the unfair advantage that the insurance company may have over you. They can start an investigation, gather evidence, and make a case against the negligence causing damages. Their actions may include:
- Obtaining and accumulating police reports
- Visiting the accident site to initiate an investigation and gather evidence
- Taking witness statements from bystanders
- Comprehending, calculating, and filing the total damage caused to you (this includes injuries, pain and suffering, trauma etc. which are difficult to interpret)
- Managing communications back and forth on your behalf (even if you are unable due to injuries)
- Negotiating with the insurance company and their adjusters to obtain fair compensation for you
Consider having an expert accident lawyer to represent you, especially when you are up against a large, dominant insurance company. They mostly have sufficient resources and expertise to manage your claims to the point where they can get away with paying you far less than you deserve.
You will not be aware of your full legal rights without proper legal representation. An expert lawyer can help you get the compensation you deserve to cover your losses.
What Indicates That You Need to Hire a Lawyer?
Following are some factors to consider that suggest hiring a lawyer is best for you:
Understanding Personal Injury Law
The majority of the people do not have a sufficient understanding of the intricacies involved in personal injury law. Even if you are familiar with the law, formulating your steps towards justice can be very difficult. Accident lawyers are there for this very purpose. They can and will process your claims into reality to the point where it is fair to you.
If your daily life is disrupted or limited due to an accident, they can negotiate sufficient compensation for you to move on with your life and recover from the damages. You wouldn’t have to exhaust yourself with the complications involved in the research and negotiation process.
Having Significant Damages
An accident can cause you damages in many aspects, including:
- Pain and suffering
- Limb/organ damage or disfigurement
- Treatment and rehabilitation expenses
- Home and vehicle modifications
- Losing wages
- Trauma
There are many other types of damage, and they can all be tough to calculate or interpret. Understanding the damages and determining the best possible compensation would be high in your accident lawyer’s priority.
Getting a Small, Unfair Offer or Having Claim Denied
Your claim can be denied for many reasons. You might also get a compensation settlement that’s significantly less than what you deserve. With a strong lawyer, you have better chances of having your claim approved. They can also make proper negotiations to fight out fair compensation for you.
Insurance Company Refusing Negotiation
There can be situations when your insurance company might avoid negotiating the claim. An experienced accident lawyer can represent you in court if such is the case and fight out your rightful compensation.
Final Thoughts
You would not need legal help if you didn’t get any injuries or got sufficient compensation after an accident. For all other situations, it’s almost always imperative that you hire a professional accident lawyer to make your case for you.
You might not have a proper understanding of the legal procedures, or you might be suffering from injuries and unable to take immediate action. It is also possible that you might be doing your best but getting your rightful claim denied all the same. Whatever difficulties you are facing can be minimized with the help of an experienced accident lawyer.